Bachat Gats – How to Apply For a Bachat Gat Loan


Local Mahila Bachat Gats have played an essential role in bringing economic empowerment to the people. Due to this, they are now preferred by people for financial help.

A bachat gat loan is a particular type of loan for women’s self-help groups. This loan is offered at a low-interest rate and is government-backed.


A bachat gat loan is a type of loan that is available for women’s self-help groups (SHGs). This loan helps women in the community grow their businesses and improve their lives. It also encourages more women to work, which is essential for India’s economic growth. However, there are some things to consider before applying for a bachat gat loan.

In order to qualify for a bachat gat loan, you must form an SHG with at least five members and have an official bank account. Then, you must apply to the bank and submit all the required documents. Once the application is approved, you can begin to use your loan funds. It’s important to remember that you need to be careful with your spending.

If you are not careful, you could end up wasting your money. It’s also essential to have an emergency fund set aside in case of an emergency. This will allow you to avoid using unapproved sources of finance, which can be costly.

Aside from this, a bachat gat loan can also help you save money on interest payments. This is because the government provides loans at low rates of interest. In addition, the loans are not subject to any hidden fees or charges.

Another benefit of a bachat gat loan is that it can be used for many different purposes. These include starting a business, purchasing fixed assets, and supplementing your business’s existing working capital. In addition to this, a bachat gat loan can help you grow your business by enabling you to buy additional equipment.

Forming a Bachat Gat is not an easy task and requires a lot of hard work and perseverance. Moreover, it’s challenging to sustain the group without proper guidance and vision. Therefore, it is essential to have an expert in the field to assist you in this regard. Swayamsiddha Foundation offers a comprehensive service to both new and existing Bachat Gats.


If you are a woman and wish to start your own business, you can get bachat gat loan to meet your dreams. This is a government-backed loan for women, and you can get it at low-interest rates. However, you must be a member of a group to apply for this loan.

You must have a group of 10 to 18 women. You will have to deposit some amount as a security. You will also have to sign a document as a group. This document will state that the members are committed to undertaking income-generating activities.

Moreover, you will need to maintain all the records for every month in your hands using mobile apps. This software has a multilingual menu and can help your group to keep its financial reports quickly.

Documents required

The following documents are required to apply for the bachat gat loan:

c) Residence Certificate (05 years) from Mamlatdar or Sarpanch/ village panchayat/constituency. d) Affidavit regarding ownership of the Cattle shed.

e) Proof of daily milk production – affixed with a photograph.

Bachat Gat Software, or Self Help Group Software, is a multilingual menu-driven software that helps SHGs maintain their books of accounts electronically. It helps them retain all member records, per month savings & its OK, loans & their returns, and various other reports.

It also helps them keep track of their profit distribution. This way, they can minimize the amount of time spent in processing grading and economic assistance requests.